Is Your Home Prepared for a Natural Disaster?


You don’t have to look too far back to see the amount of devastation nature can cause. Hurricane Katrina, one of the costliest and deadliest disasters in American history, left more than a thousand dead in 2005. Only two years later Hurricane Matthew arrived to take hundreds of lives as well.

We didn’t even bother mentioning the cost of the damage those two hurricanes caused because that’s not what’s important. Your worry is the same as many others: is my home prepared to keep my family safe? If you’re not sure, consider looking into these valuable steps:

1. Think about the biggest risk

America is a very large country, which means preparing your home for disaster can vary depending on if you live in Oregon, Iowa, or Virginia. The last thing you want to do is prepare for floods or hurricanes when you’re more likely to get hit by an earthquake or wildfire.

Since different natural disasters require different preparation, investigate to figure out which ones you’re most likely to experience. We recommend this amazing natural disaster map to see the severe weather risks your state is prone to suffering.

2. Assemble an emergency kit

Having emergency supplies ready to go is absolutely vital. Since you never know when a natural disaster is going to hit, you should always make sure you have everything recommended to stay prepared. At the top of the list should be one gallon of water per person for at least three days along with a three-day supply of food that won’t perish.

Other essentials include a flashlight, basic first aid kit, cellphone, and money. Bring extra batteries for any electronics you may need along with a radio in case TV or the Internet goes down and you need to stay informed on what’s going on out there. Make sure all these supplies are stored in a bag or other container that you can find and take quickly.

3. Set (and practice) a plan for your family

When it comes to natural disasters, organization is everything. Everyone in your family should already know the assigned meeting spots for when a disaster strikes, whether it’s somewhere in your home or a place outside. Remember: your family may not all be together when an emergency happens.

It’s also a good idea to educate your kids on what to do should you yourself not be there. Discuss emergency scenarios and on occasion run drills so your family has the plan fresh in their minds. You should also designate a friend or family member as a contact person, preferably someone who lives far enough to not be experiencing the same disaster as well.

4. Identify potential dangers in your home

Knowing which types of disasters you’re vulnerable to can help you reduce the chance of danger in your home. For example, living in an area prone to earthquakes means keeping tall, heavy furniture away from any beds. Residing in wildfire-prone California means eliminating any brush and dry grass on your property when temperatures go up.

No matter what natural disaster your area is most likely to suffer, working smoke detectors and fire extinguishers are important. Making sure everyone in your family knows how to shut off the gas, electricity, and water is also recommended.

Check out this article on Home Owners Insurance

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